Credit reference agencies who are approved by the Financial Conduct Authority can purchase the full electoral register. They can use this information to update their records.
This means that registering to vote at your address can impact on your credit score.
Updating credit scores
The full electoral register is published on 1 December. Each month between January and September there will then be a monthly update of any changes to the register.
When your updated details are sent to the credit reference agencies depends on what date you register to vote. Your registration must be completed by the cut off date to be included in the next month’s update.
For example, if you registered to vote on 10 January, your updated details would be included in the update sent to the credit reference agencies around 3 February.
If you registered to vote on 11 January, your updated details would be included on the update sent to credit reference agencies in March.
|Registration deadline date||Date register is updated from|
|Monday 12 December 2022||Tuesday 3 January 2023|
|Tuesday 10 January 2023||Wednesday 1 February 2023|
|Tuesday 7 February 2023||Wednesday 1 March 2023|
|Friday 10 March 2023||Monday 3 April 2023|
|Thursday 6 April 2023||Tuesday 2 May 2023|
|Wednesday 10 May 2023||Thursday 1 June 2023|
|Friday 9 June 2023||Monday 3 July 2023|
|Monday 10 July 2023||Tuesday 1 August 2023|
|Thursday 10 August 2023||Friday 1 September 2023|
Contact us at email@example.com to check whether you are registered to vote.
Issues with a credit score
If there is an issue with your credit score, you can contact the credit reference agencies directly and ask them to update it.
These are the credit reference agency phone numbers so you can call them:
- Experian - 0344 481 0800
- Equifax – 0845 603 3000
- CallCredit - 0330 024 7574
The electoral services team cannot call the credit reference agency for you.
You may need a letter which confirms you are registered. If you need this, contact us by emailing firstname.lastname@example.org with your full name and address.